Disclaimers

This page summarizes important limitations of WatsonWise. It does not replace our Terms of Service or Privacy Policy, which control if there is a conflict.

Not financial, tax, or legal advice

WatsonWise is an informational tool. Nothing in the app is personalized investment, tax, accounting, or legal advice. Past performance, categories, or trends do not predict future results. Consult licensed professionals before acting on information that could affect your taxes, investments, or legal obligations.

Not a bank or regulated institution

We are not a bank, credit union, broker-dealer, or investment adviser. We do not hold customer funds, offer deposit insurance, or execute trades for you. Your relationships with your financial institutions remain directly with them.

Data accuracy and delays

Balances, transactions, and merchant names depend on what institutions and data partners provide, sync timing, and how you categorize data. Information may be incomplete, delayed, or incorrect. Always confirm material figures on official statements and issuer sites.

Third-party services

Features such as bank linking rely on third parties (for example, Plaid). Their availability, accuracy, and terms are outside our control. Outages or policy changes may affect the Service.

AI-generated content and insights

Insights, summaries, and chat are generated using AI. These features are provided strictly for educational and informational purposes. We do not provide fiduciary investment advice, and AI outputs should never be construed as a recommendation or directive to buy, sell, or hold any specific security or asset. Output can be wrong, oversimplified, or outdated. Do not rely on it as the sole basis for important financial decisions. Verify against your own records, prospectuses, and authoritative sources.

No warranty

THE SERVICE IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND. SEE THE TERMS OF SERVICE FOR FULL DISCLAIMERS AND LIABILITY LIMITATIONS.