Disclaimers

This page summarizes important limitations of WatsonWise. It does not replace our Terms of Service or Privacy Policy, which control if there is a conflict.

Not financial, tax, or legal advice

WatsonWise is an informational tool. Nothing in the app is personalized investment, tax, accounting, or legal advice. Past performance, categories, or trends do not predict future results. Consult licensed professionals before acting on information that could affect your taxes, investments, or legal obligations.

Not a bank or regulated institution

We are not a bank, credit union, broker-dealer, or investment adviser. We do not hold customer funds, offer deposit insurance, or execute trades for you. Your relationships with your financial institutions remain directly with them.

Data accuracy and delays

Balances, transactions, and merchant names depend on what institutions and data partners provide, sync timing, and how you categorize data. Information may be incomplete, delayed, or incorrect. Always confirm material figures on official statements and issuer sites.

Third-party services

Features such as bank linking rely on third parties (for example, Plaid). Their availability, accuracy, and terms are outside our control. Outages or policy changes may affect the Service.

AI-generated content

Insights, summaries, and chat may be generated using AI. Output can be wrong, oversimplified, or outdated. Do not rely on it as the sole basis for important decisions. Verify against your own records and authoritative sources.

No warranty

THE SERVICE IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND. SEE THE TERMS OF SERVICE FOR FULL DISCLAIMERS AND LIABILITY LIMITATIONS.